Privacy Policy
Effective Date: April 2026

At Oak Shield Insurance Agency, we are committed to protecting your privacy. This policy explains how we collect, use, and safeguard the personal information you share with us as an independent insurance agency in Florida.
 
1. Information We Collect
To provide accurate insurance quotes and manage your policies, we collect "non-public personal information," including:

• Identifiers: Name, address, phone number, and email address.

• Personal Details: Date of birth, marital status, and social security number (when required for quoting).

• Property & Vehicle Data: VIN numbers, driving history, home construction details, 4 point inspections and wind mitigation reports.

• Financial Data: Premium payment history and credit-based insurance scores.
   

2. How We Collect Information
We collect this data through:

• Online quote request forms on our website.

• Phone, email, or in-person consultations.

• Third-party reports (such as motor vehicle records, claims history, and credit bureaus) as permitted by law.
   

3. How We Use Your Information
We use your data strictly for insurance-related purposes:

• Submitting applications to our insurance carriers to find the best rates.

• Servicing your active policies and processing claims.

• Communicating with you about renewals or coverage updates.
   

4. Information Sharing
We do not sell your personal information. We only share your data with third parties in the following cases:

• Insurance Carriers: To obtain quotes and issue policies.

• Service Providers: Third parties who help us with business operations (e.g., payment processors).

• Legal Requirements: When required by Florida state law or a subpoena.
   

5. Data Security
We maintain physical, electronic, and procedural safeguards to protect your information. Access is restricted to employees who need that information to provide products or services to you.
 
6.Financial Literacy Resources
The Florida Department of Financial Services (DFS) Division of Consumer Services provides free, proactive, and educational resources through their "Your Money Matters" initiative. Designed to help Floridians make informed decisions, it covers credit, debt management, budgeting, and fraud protection

 
7. Contact Us
If you have questions about this Privacy Policy, please contact us at:
 
Oak Shield Insurance Agency LLC
Mailing address: 
689-223-7525
Zachary.Matheny@MyOakShield.com